Every number recomputed from the underlying loans
Glasstape is the engine Debita uses for underwriting, monitoring, servicing and master servicing. It verifies each loan, reconciles each collection against an account the originator does not control and produces the reporting investors receive.
Glasstape, step by step
Click any module to explore details
Data ingestion
Eligibility testing
Cash reconciliation
Collateral verification
Covenant monitoring
Investor reporting
Transaction data room
Data ingestion
Glasstape ingests loan-level data from the core system of the originator, through a direct integration or standardized extracts, and normalizes it to a canonical schema.
How it works
AI agents trained on portfolios of millions of loans map the fields of each originator to the canonical schema. Every snapshot is stored in an append-only history, so past data is never rewritten.
One workflow from loan data
to investor reporting
The same data feeds every step: the loan and payment tapes of the originator, the movements of the trust account and the documentation of each transaction.
Analytics
Underwriting analytics
More than 200 indicators per portfolio, including vintages, roll rates, concentration, PD and LGD, with base, optimistic and pessimistic stress scenarios.