Website Terms of Service – Debita

1.1. These Website Terms of Service ("Terms") apply to your access to and use of the public website operated by NEITEC Ltd, trading as "Debita" (the "Website").

1.2. These Terms do not apply to Debita's transactional platform, issuer or investor portals, or any product environments. Those services are governed by separate terms available in-app or during onboarding.

1.3. By using the Website, you confirm that you accept these Terms and agree to comply with them. If you do not agree, please do not use the Website.

2.1. The Website is operated by NEITEC Ltd (trading as "Debita"), a company incorporated in the United Kingdom.

2.2. Email for Website queries and legal notices: admin@neitec

2.3. Postal correspondence: please address your letter to "Legal—Website Terms" at NEITEC Ltd's registered office in the United Kingdom. We will provide full postal details on request via the email above.

3.1. Our Privacy Policy explains how we handle personal data collected via the Website.

3.2. Our Cookie Notice explains how we use cookies and similar technologies and how you can control them.

3.3. If you access any third-party sites or services via links on our Website, their own terms and policies apply.

4.1. We may update these Terms from time to time. The "Last updated" date above tells you when they were last revised. If changes are material, we will take reasonable steps to notify you.

4.2. We may update, suspend, withdraw or restrict the availability of all or any part of the Website for business and operational reasons. We try to give reasonable notice of any suspension or withdrawal.

5.1. The Website is intended for users aged 16 and over. If you are under 16, you must not use the Website.

5.2. You may use the Website only for lawful purposes and in accordance with these Terms. You agree not to:

• use the Website in any way that breaches applicable laws or regulations;
• attempt to gain unauthorised access to any part of the Website, the server on which it is stored or any server, computer or database connected to the Website;
• introduce viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful;
• conduct any data mining, scraping, crawling or automated collection of content, except as permitted by applicable law and the Website's robots.txt;
• interfere with, damage or disrupt any part of the Website or any equipment or network on which it is stored;
• use the Website to send unsolicited or unauthorised advertising or promotional material.

6.1. We (or our licensors) own all intellectual property rights in the Website and in the material published on it. Those works are protected by copyright and other laws worldwide. All rights are reserved.

6.2. You may view, download and print content from the Website for your personal, non-commercial use and for internal business reference, provided you keep intact all copyright and proprietary notices.

6.3. You must not modify the paper or digital copies of any materials you have printed or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or graphics separately from any accompanying text.

6.4. You must not reproduce, distribute, publicly display, republish, or create derivative works from any content on the Website without our prior written consent, except as permitted by law.

6.5. "Debita", the Debita logo and any related names or marks are trade marks of NEITEC Ltd. You must not use them without our prior written permission.

7.1. The content on the Website is for general information only. It is not intended to amount to legal, financial, investment, accounting or other professional advice on which you should rely. You should obtain professional or specialist advice before taking, or refraining from, any action based on the content on our Website.

7.2. Nothing on the Website constitutes an offer, invitation, inducement or recommendation to buy or sell any securities or to enter into any transaction. Any description of structures or case studies is illustrative and may omit material details.

7.3. We do not guarantee that the Website content is accurate, complete or up-to-date. We may update content at any time.

8.1. Although we make reasonable efforts to update the information on our Website, we make no representations, warranties or guarantees, whether express or implied, that the content is accurate, complete or up to date.

8.2. Forward-looking statements (if any) are subject to risks and uncertainties and are provided for illustrative purposes only.

9.1. If you submit information to us via Website forms (for example, to request a demo, subscribe to updates or register for an event), you confirm that the information is accurate and that you have the right to provide it.

9.2. If you choose to send us feedback, suggestions or ideas regarding the Website ("Feedback"), you grant us a worldwide, transferable, sub-licensable, royalty-free, perpetual licence to use, copy, modify and exploit the Feedback for any purpose, without obligation or compensation to you.

10.1. Where the Website contains links to other sites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them. We have no control over the contents of those sites or resources and accept no responsibility for them.

11.1. You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

11.2. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

11.3. You must not frame our Website on any other site, nor may you create a link to any part of the Website other than the home page without our prior written consent.

11.4. We reserve the right to withdraw linking permission without notice.

12.1. We do not guarantee that our Website will be secure or free from bugs or viruses.

12.2. You are responsible for configuring your information technology, computer programmes and platform to access our Website and should use your own virus protection software.

12.3. You must not misuse our Website by knowingly introducing viruses, trojans, worms, logic bombs or other malicious or technologically harmful material.

13.1. We may suspend or terminate your access to the Website if we reasonably consider that you have breached these Terms or applicable law.

13.2. Upon termination, all rights granted to you under these Terms will cease immediately.

14.1. We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence and for fraud or fraudulent misrepresentation.

14.2. If you are a business user:

• we exclude all implied conditions, warranties, representations or other terms that may apply to the Website or any content on it;
• we will not be liable to you for any loss of profits, sales, business or revenue; business interruption; loss of anticipated savings; loss of business opportunity, goodwill or reputation; or any indirect or consequential loss or damage;
• subject to clause 14.1, our total liability to you arising under or in connection with these Terms and your use of the Website shall be limited to £100.

14.3. If you are a consumer user:

• the Website is provided for general information and domestic and private use only. You agree not to use the Website for any commercial or business purposes;
• subject to clause 14.1, we are responsible only for loss or damage that is a foreseeable result of our failure to comply with these Terms or our failure to use reasonable care and skill;
• we are not responsible for loss or damage that is not foreseeable, or that could have been avoided by following our advice to apply updates or by using reasonable security measures.

15.1. The Website is operated from the United Kingdom and is primarily intended for users in the United Kingdom. If you access the Website from outside the UK, you do so on your own initiative and are responsible for compliance with local laws where they apply.

16.1. We may transfer our rights and obligations under these Terms to another organisation. We will notify you if this happens and will ensure that the transfer does not affect your rights under these Terms.

16.2. You may not assign or transfer any of your rights or obligations under these Terms without our prior written consent.

16.3. These Terms do not give rise to any rights under the Contracts (Rights of Third Parties) Act 1999 to enforce any term by a person who is not a party to them.

17.1. Each of the clauses of these Terms operates separately. If any court or relevant authority decides that any clause is unlawful, the remaining clauses will remain in full force and effect.

17.2. If we do not insist immediately that you do anything you are required to do under these Terms, or if we delay in taking steps against you in respect of your breaching these Terms, that will not mean that you do not have to do those things and it will not prevent us taking steps against you at a later date.

18.1. These Terms, their subject matter and their formation are governed by the laws of England and Wales.

18.2. If you are a consumer, you and we both agree that the courts of England and Wales will have jurisdiction, but if you are resident in Scotland or Northern Ireland you may also bring proceedings in your local courts.

18.3. If you are a business, you and we agree to the exclusive jurisdiction of the courts of England and Wales.

19.1. Questions about these Terms or notices under them should be sent to: admin@neitec

20.1. These Terms constitute the entire agreement between you and us in relation to your use of the Website, and supersede any prior or contemporaneous understandings relating to the Website. They operate alongside, and do not replace, our Privacy Policy and Cookie Notice.